Probability and financial mathematics
Free SOA Exam P and Exam FM formula sheet PDFs
Exam P covers probability models and loss payments. Exam FM covers rates, cash flows, annuities, loans, bonds, and immunization. Both references put definitions and conditions beside the formulas and are available as four-page PDFs.
Choose your formula sheet
Four-page printable references. No email or account required.
Exam P: Probability
Exam FM: Financial Mathematics
Choose P or FM by the material you need
The Exam P reference includes named distributions, conditional probability, moments, order statistics, and insurance payments. It uses the September 2026 syllabus.
The Exam FM reference includes interest conversions, payment timing, loan balances, bond pricing, duration, convexity, and immunization. It uses the August 2026 syllabus.
These are independent ActuaryProof study references, not official SOA handouts or permitted personal exam materials. If you are choosing your first exam, read Exam P vs FM before selecting a study resource.
Updated September 14, 2026. Report a correction.